Table of Contents
- car accident statistics
- What’s an example of a minor car accident?
- What is Considered a Minor Car Accident?
- What are some of the most common injuries in a minor accident?
- What should I do if I’m in a minor car accident?
- Do I need to call the police for a minor accident in NY?
- How do I file a claim with my insurance company?
- What should I do if the other driver is not insured?
- What happens after a minor car accident in NY?
- Is the rear driver always liable for a rear-end collision?
- How do I know who was at fault for a car accident?
- Should I get a lawyer?
- How can a lawyer help with a minor car accident?
- How do I find a lawyer?
- How much will a lawyer cost?
- What are some standard settlement options?
- Are You Involved In a Minor Accident?
Minor car accidents happen more frequently than you might think, with an estimated 5.6 million occurring in the United States each year. But should you always call the cops if you see one?
The answer is determined by the severity of the accident as well as local laws. If you’re in a minor car accident, you should know when and if you should call the police.
In some cases, you may not be required by law to contact the police and can instead exchange insurance information with the other driver. On the other hand, even if the accident is minor, you must call the police and file a police report in some cases.
This article will discuss all you need to know about minor car accidents and how the police can help if you need to involve them.
Minor Car Accident Statistics
Statistics show that minor car accidents are more common than major ones. In the United States alone, there were 7.3 million reported cases of minor car accidents in 2019 and over 3 million injuries resulting from them.
- Every year, about 6 million motor vehicle accidents are reported in the United States.
- More than half of these accidents involve minor car crashes with only property damage and no personal injury.
- The danger of a motor vehicle crash is highest for young drivers under 25.
- On average, there are more than 16,000 minor motor vehicle collision accident claims per day in the U.S., resulting in an estimated $4 billion in claims yearly.
- Most minor car accidents are caused by driver error, such as failing to yield the right of way, speeding, or driving under the influence.
- More than 9 out of 10 minor car accidents involve only two vehicles.
- The most common type of accident is rear-ending another vehicle.
What’s an Example of a Minor Car Accident?
A minor car accident results in no major damage or injury. This could include a situation where two cars bump into each other at low speeds, or someone scrapes another vehicle while backing out of a parking space.
Generally, the damage is minor enough that both drivers can continue on their way without having to have the vehicle towed. In some cases, it’s even possible for the drivers to take care of the damage themselves with a little elbow grease and auto repair supplies.
What is Considered a Minor Car Accident?
In New York, a minor motor vehicle accident is defined as one that causes property damage of $1,000 or less. If the damages exceed this amount, they must be taken to court for resolution.
Additionally, if any medical attention is required due to the accident, even if no property damage occurs, this must be reported, and compensation may be sought through legal action.
Check with your insurance company and local authorities for more information about minor car accidents.
What Are Some of the Most Common Injuries in a Minor Accident?
Whiplash, neck pain and headaches are common injuries in minor car accidents. More serious injuries may occur in some cases. If pain persists after an accident, it is critical to seek medical attention. Keep track of all related expenses as well to ensure you are adequately compensated if necessary.
What Should I Do If I’m in a Minor Car Accident?
It’s important not to panic and to try to remain calm. You should take the following steps:
- Remain at the scene and make sure everyone is safe.
- Contact the police to report the accident. Ensure you provide all necessary information, such as the incident’s time, date, and location.
- Exchange insurance information with any other drivers involved in the accident.
- Take pictures of the scene and any vehicle damage.
- Contact your insurance company to file a claim.
- Seek medical attention, even if you don’t feel injured immediately. Keep track of all related expenses, such as medical and repair costs.
Do I Need to Call the Police for a Minor Accident in NY?
Calling the police and reporting minor accidents is always a good idea. The police may investigate the incident and provide an accident report, which can aid in filing a claim with your insurance company or resolving any liability disputes. When reporting accidents, it’s critical to follow your state’s laws, so check with local authorities if you need clarification.
How Do I File a Claim With My Insurance Company?
Filing a claim with your insurance company is the next step after an accident. You should gather all the necessary information, contact your insurer, and file the claim as soon as possible.
Provide details such as the date, time, and location of the incident; photos of any vehicle damage; police report numbers; and other drivers’ insurance information. It is critical to keep all related documents, including repair estimates and medical bills. Depending on the nature of the incident, your insurance company may require additional information, so promptly respond to any requests.
What Should I Do If the Other Driver Is Not Insured?
In some cases, the other driver may not have insurance. In this situation, you should contact your insurer to file an uninsured motorist claim. Remember that your compensation may be reduced if you are found partially at fault for the accident. Your insurance company can help guide you through this process and provide more information on your coverage.
What Happens After a Minor Car Accident in NY?
Minor car accidents are typically handled through an insurance claim process. If you were in a minor accident and want to sue the other driver for damages, your case must meet certain criteria before being heard in small claims court. It is critical to consult with your insurer and an attorney to determine whether legal action is a viable option.
Keep a record of all related expenses and documents so that you can be fairly compensated for any losses. If you require additional assistance with the filing process or have questions about your coverage, please contact your insurer.
Is The Rear Driver Always Liable For a Rear-End Collision?
No, the rear driver isn’t always liable in rear-end collisions. Each case is unique, and the determining factors ultimately depend on the circumstances of the accident. The key factors determining liability include distracted driving, weather conditions, vehicle speed, and road conditions.
How Do I Know Who Was at Fault in a Car Accident?
Speaking with everyone who was involved in the accident is the best way to figure out who was at fault because everyone will have a different version of what happened. In some cases, witnesses may have witnessed the incident, so obtaining their testimony may be beneficial.
If no one was seriously hurt, you could also go over the accident scene to look for physical evidence and figure out which driver was at fault. For example, if one car has a broken headlight while the other does not, it may indicate that the car with the unbroken light is at fault.
In certain situations, law enforcement may be called to the scene to investigate and assist in determining fault. If a police report is filed, it will include information about who caused the accident and other pertinent details.
Should I Get a Lawyer?
The specific circumstances determine whether you need a lawyer after a minor car accident. If there are any questions about liability or if you need to take legal action, consult with an attorney.
Insurance companies can frequently provide adequate compensation for damages and injuries. Keep all documents related to the incident as evidence in case legal action is required.
How Can a Lawyer Help with a Minor Car Accident?
A lawyer will advise and guide you on filing, your legal rights, and whether legal action is required. A lawyer can also protect you from insurance companies that try to reduce or deny legitimate claims. If you decide to go to court, a lawyer can negotiate with the other parties and ensure that your interests are properly represented.
How Do I Find a Lawyer?
There are several steps you should take when looking for a lawyer to ensure you get the best representation possible.
Before deciding on any particular attorney, meeting with a few is important to get a sense of their approach and legal strategies. Make sure that the attorney you choose makes you feel comfortable and confident in your abilities. Also, please inquire about the consultation fees they charge and the other costs associated with the case.
Finding an experienced personal injury lawyer who understands the process and has a track record of success can make or break your minor car accident case. You will have the best chance of receiving fair compensation for any damages or injuries sustained with their assistance. Before hiring a lawyer, do your homework and ask questions.
How Much Will a Lawyer Cost?
The costs of hiring a lawyer will vary depending on the services required and the lawyer’s level of experience.
Lawyers typically charge hourly rates as well as additional fees for services such as court filing or research. When hiring a lawyer, you may also be asked to pay a retainer fee, which is money held by the lawyer to cover any future legal costs associated with the case.
Some lawyers may offer discounted rates for their services, and you should always inquire about any available discounts.
What Are Some Standard Settlement Options?
There are numerous options for resolving the issue. The most typical options involve reaching an understanding with the other driver and include mediation and arbitration.
In mediation, both drivers tell their sides of the story to a mediator, who then works with both parties to reach an agreement. Both parties present their arguments to an arbitrator, who renders a binding decision.
Another option is to pay for the damages yourself or have them covered by your insurance company. Finally, if necessary, you can take legal action against the driver.
Are You Involved In a Minor Accident?
It’s better to contact the authorities if there’s any doubt about the situation. You have the right to file a police report if you feel it is necessary, regardless of whether the other driver wants to involve the police or not.
If you have any questions about what to do after a car accident, please do not hesitate to contact Gregory Spektor & Associates, P.C.
We would be more than happy to discuss your legal options with you and help you take the next steps.
